This Privacy Policy explains how Debt Free Hub ("we," "us," "our"), published by Kontio Power, LLC, collects, uses and protects information when you visit debtfreehub.me (the "Site"). By using the Site, you agree to this policy.

Our calculators run in your browser

The financial figures you type into our calculators (balances, interest rates, income, expenses, and similar) are processed entirely on your own device using JavaScript. We do not collect, transmit or store the numbers you enter. They disappear when you close or refresh the page.

Information we collect

  • Automatically collected data — standard technical data (IP address, browser, device type, pages visited, time on page) via cookies and similar technologies used by our analytics and advertising partners.
  • Information you choose to provide — if you contact us by email, we receive whatever you include in that message.

Cookies & similar technologies

Cookies are small files stored on your device. We and our partners use them to understand how the Site is used and to deliver and measure advertising. You can control or delete cookies in your browser settings; disabling them may affect some features.

Analytics

We use Google Analytics 4 to understand aggregate, anonymised traffic patterns. It sets cookies and processes data as described in Google's privacy documentation. We do not use it to identify individual visitors.

Advertising & Google AdSense

We display advertising to fund the Site, including Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this Site and/or other sites on the Internet.

Where required by law, our advertising partners will request consent for personalised advertising. Third parties may be using cookies, web beacons and similar technologies to collect or receive information from this Site and elsewhere on the internet and use that information to provide measurement services and target ads.

Your rights (GDPR & CCPA)

Depending on where you live, you may have rights to access, correct or delete your personal data, object to or restrict processing, and opt out of the "sale" or "sharing" of personal information under laws such as the EU/UK GDPR and the California Consumer Privacy Act (CCPA). To exercise these rights, contact us below.

Children's privacy

The Site is intended for adults and is not directed at children under 13 (or the equivalent minimum age in your jurisdiction). We do not knowingly collect information from children.

Data retention & security

We keep any email correspondence only as long as needed to respond. We take reasonable measures to protect information, but no method of transmission or storage is completely secure.

Third-party links

The Site links to third-party websites. We are not responsible for their content or privacy practices — review their policies separately.

Not financial advice

Debt Free Hub provides calculators and educational content for informational purposes only and is not financial advice. See our Terms of Use for full details.

Changes to this policy

We may update this policy from time to time. Changes take effect when posted, and the "Last updated" date above will change accordingly.

Contact

Questions about this policy or your data? Use our contact form. Publisher: Kontio Power, LLC.